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Totum Financial Planning's Testimonial
I was looking for advice on how best to invest a 'one off' lump sum bonus into my pension pot. After reaching out to IFA's, Joe from Totum Financial Planning contacted me, listened and outlined how he could help me. We set up a couple of calls and Joe explained the best course of action i.e. to invest my money into my AVC as opposed to my defined pension scheme. Joe's advice was clear and concise and it became very evident that he was someone who was keen to provide the best service and guidance he could to his clients. On listening to my personal circumstances, Joe outlined the that in addition to pension advice, his company could also provide a very competitive financial planning package, if that was of benefit to myself. As I listened, it became very evident that Joe had the experience and knowledge of the market to be able to help me make my money work and optimise for future benefit. After a few more calls, Joe was able to assess my appetite for risk, analyse my existing investments and review my expenditure. Joe then produced a comprehensive personal financial plan, which has completely changed how I see my financial future. Amazingly, I can now, with the guidance of Joe, look to potentially retire a good five years before I ever anticipated I could! If you are unsure about your finances and need helpful, friendly and unambiguous guidance, I wouldn't hesitate in recommending the support of Joe and Gemma at Totum Financial Planning.
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